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<DIV class=storyheadline>Sure, Andy Williams is lucky: He gets paid to play soccer. But being a journeyman athlete is no ticket to wealth. With maybe five years left in his playing career, he needs to get his finances on the ball.</DIV><DIV id=storyLogo>
</DIV><DIV class=storybyline>By Paul Keegan</DIV><DIV class=storytimestamp>October 1, 2005</DIV><DIV class=storytext>
(MONEY Magazine) – When Marcia Karyo first met Andy Williams over dinner with mutual friends while vacationing in Jamaica seven years ago, strangers pointed at the young man in the group, screaming "Bomma!" Women swooned. Marcia was baffled. It seems Andy, then a 20-year-old senior at the University of Rhode Island, had neglected to mention that he was a Jamaican soccer star--his nickname referred to his ferocious, bomb-like shots--and the country was exploding with World Cup frenzy.
Andy was interested in Marcia, but she had a daughter from a crumbling marriage back in Florida and, at age 26, was in no mood for flings with a kid barely out of his teens. Andy understood. His son had been born several months earlier to an ex-girlfriend from college. Still, he knew Marcia was the one. <DIV id=magStoryIE><DIV id=TopStoriesBox><TABLE class=topstoriesTable cellSpacing=0 cellPadding=0 border=0><TBODY><TR class=headerRow><TD class=headerCell>More from Money Magazine</TD></TR><TR class=contentRow><TD><DIV class=storyLink>Kicking the urge to lose money
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</DIV></TD></TR></TBODY></TABLE></DIV><DIV id=TopStoriesBox><TABLE class=PermaLinksTable cellSpacing=0 cellPadding=0 border=0><TBODY><TR class=contentRow><TD><DIV class=storyLink>Best Places to Live </DIV><DIV class=storyLink>Current Issue </DIV><DIV class=storyLink>Subscribe to Money </DIV></TD></TR></TBODY></TABLE></DIV></DIV><P xmlns="">He called her from France during Jamaica's failed World Cup bid in the summer of 1998, and that fall they talked on the phone all the time as he was beginning his rookie season as a midfielder with the Columbus Crew of the fledgling American pro soccer league. He led the team with 12 assists that year, but when the team benched him during a long losing streak, Andy called Marcia to tell her that he'd asked to be traded to Miami so they could live together. Marcia was convinced this was no fling. <P xmlns="">In 2000, Andy got his wish and joined the Miami Fusion, where he scored a career-high four goals, respectable for a midfielder. Two years later the couple married, and they now have a two-year-old, Alexia. Marcia's daughter Shai-Ann, 11, thinks of Andy as her second father, and to Marcia, Andy's son Jordain, 8, who lives with his mother in Vermont, is part of the family. Fade to black, roll credits. <P xmlns="">That would be the Hollywood version. In real life, neither Andy nor Marcia suspected that after they finally reunited their lives would become a blur of moving vans, painful separations and borrowed money as Andy bounced among six teams over eight seasons, a Major League Soccer recor
</DIV><DIV class=storybyline>By Paul Keegan</DIV><DIV class=storytimestamp>October 1, 2005</DIV><DIV class=storytext>(MONEY Magazine) – When Marcia Karyo first met Andy Williams over dinner with mutual friends while vacationing in Jamaica seven years ago, strangers pointed at the young man in the group, screaming "Bomma!" Women swooned. Marcia was baffled. It seems Andy, then a 20-year-old senior at the University of Rhode Island, had neglected to mention that he was a Jamaican soccer star--his nickname referred to his ferocious, bomb-like shots--and the country was exploding with World Cup frenzy.
Andy was interested in Marcia, but she had a daughter from a crumbling marriage back in Florida and, at age 26, was in no mood for flings with a kid barely out of his teens. Andy understood. His son had been born several months earlier to an ex-girlfriend from college. Still, he knew Marcia was the one. <DIV id=magStoryIE><DIV id=TopStoriesBox><TABLE class=topstoriesTable cellSpacing=0 cellPadding=0 border=0><TBODY><TR class=headerRow><TD class=headerCell>More from Money Magazine</TD></TR><TR class=contentRow><TD><DIV class=storyLink>Kicking the urge to lose money
</DIV><DIV class=storyLink>Tech: Blue-chip values
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</DIV></TD></TR></TBODY></TABLE></DIV><DIV id=TopStoriesBox><TABLE class=PermaLinksTable cellSpacing=0 cellPadding=0 border=0><TBODY><TR class=contentRow><TD><DIV class=storyLink>Best Places to Live </DIV><DIV class=storyLink>Current Issue </DIV><DIV class=storyLink>Subscribe to Money </DIV></TD></TR></TBODY></TABLE></DIV></DIV><P xmlns="">He called her from France during Jamaica's failed World Cup bid in the summer of 1998, and that fall they talked on the phone all the time as he was beginning his rookie season as a midfielder with the Columbus Crew of the fledgling American pro soccer league. He led the team with 12 assists that year, but when the team benched him during a long losing streak, Andy called Marcia to tell her that he'd asked to be traded to Miami so they could live together. Marcia was convinced this was no fling. <P xmlns="">In 2000, Andy got his wish and joined the Miami Fusion, where he scored a career-high four goals, respectable for a midfielder. Two years later the couple married, and they now have a two-year-old, Alexia. Marcia's daughter Shai-Ann, 11, thinks of Andy as her second father, and to Marcia, Andy's son Jordain, 8, who lives with his mother in Vermont, is part of the family. Fade to black, roll credits. <P xmlns="">That would be the Hollywood version. In real life, neither Andy nor Marcia suspected that after they finally reunited their lives would become a blur of moving vans, painful separations and borrowed money as Andy bounced among six teams over eight seasons, a Major League Soccer recor
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